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PartyBullshiit
March, 2024

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Who do you use for a bank?

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skiminnesota
Posts: 9093 - Karma: 429
Whaddup NS, So I use a credit union in Minnesota for most of my banking, but as I will be living in SLC for the foreseeable future I am looking to get a bank account at one of the soulless large banks that has locations everywhere. Wells Fargo, Chase etc. Just so I have access to cash, possibly checking, etc.

SO lets hear the rundown of the best of the worst.
Feb 28 2013 9:28PM
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nagger
Posts: 1576 - Karma: 882
td canada trust bro it's the best bank
Feb 28 2013 9:37PM
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clive_bixby
Posts: 1834 - Karma: 499
mattress
Feb 28 2013 9:38PM
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clive_bixby
Posts: 1834 - Karma: 499
mattress
Feb 28 2013 9:38PM
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skiminnesota
Posts: 9093 - Karma: 429
Feb 28 2013 9:41PM
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Wheaty214
Posts: 1687 - Karma: 841
I've got a lock box filled with a couple thousand just chillin in my house. I really should put it into a bank so I can at least earn a little bit of interest, but I'm planning on buying a new car soon so I need it around once the car is ready.
Feb 28 2013 9:41PM
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t_rob
Posts: 6433 - Karma: 11,458
TD.
Feb 28 2013 9:41PM
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Amadeus.
Posts: 3050 - Karma: 382
TD BANK FTW
Feb 28 2013 9:43PM
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Brenone
Posts: 4944 - Karma: 296
I've been using Chase for 10+ years now.
Honestly at this point all the big banks are the fucking same. Unless you have direct deposit, which most people do, and keep a minimum balance they charge you a fee for having a checking account that has a .01% rate. They all bang you for $2.00 for using an out of network atm.
TD Bank is probably the best at the moment because they are trying to expand their retail banking in the US.
It's all about whats convenient for you.
Feb 28 2013 9:44PM
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Mr.Sloth
Posts: 5091 - Karma: 13,469
Stellar one, they know me, I run it
Feb 28 2013 9:44PM
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1337
Posts: 31038 - Karma: 29,002
TD
Feb 28 2013 9:45PM
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RimJobber
Posts: 3313 - Karma: 10,058
Wells Fargo. They're all over in Reno.
Feb 28 2013 9:47PM
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skiminnesota
Posts: 9093 - Karma: 429
yeah I will be using direct deposit, and hopefully I will be able to have it direct deposited back to Minnesota, but in the event my employer wont / cant I need a bank with locations in Utah.

Also it would be good to have a bank out here that i can stash a few K in so I have better access to cash VS having to pull money out of an ATM
Feb 28 2013 9:50PM
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Black.Bird
Posts: 2566 - Karma: 684
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It's Royal
Mar 1 2013 12:35AM
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-dAvE-
Posts: 677 - Karma: 74
TD!!! sounds like tittie
Mar 1 2013 1:03AM
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Rachy
Posts: 4355 - Karma: 2,761
Bank of America.

Fees are slightly lower than quite a few banks.

Main reason is that when I travel, they are part of the Global Banking Alliance and it's free to pull out money in nearly every large country with a main bank. They use the same exchange rate that google posts too. Super nice. I figured out that my friends were paying $1.60 per euro by exchanging cash at the air port. I was paying $1.31 by using an ATM. And if you use your actual debit card for a transaction, the fee is only 1% which is lower than a lot of other banks.

Not sure if in Utah, but if you ever plan to travel internationally, there isn't anyone better that I know of.
Mar 1 2013 2:31AM
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Heart
Posts: 6156 - Karma: 3,462
Minnesota.

I've got a Minnesota Catholic Credit Union account. GOML.
Mar 1 2013 2:34AM
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Benedetto.
Posts: 2526 - Karma: 64
I would like to suggest not using Bank of America! Let alone ridiculous fees, customer service and even online banking is a pain. Horrible experience with them.

Go TD or find a bank with zero ATM fees. Tired of fucking ATM fees when no local one around or late night somewhere or whatever!
Mar 1 2013 6:36AM
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E__
Posts: 5751 - Karma: 4,633
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Mar 1 2013 6:48AM
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t-roy
Posts: 4041 - Karma: 52
when i was moving around I had a bank of america savings account to deposit my paychecks.

i would then transfer it out to my paypal, and move it to other accounts as needed.

it was fine until they started charging my fees for taking money out like that...closed it promptly when they wouldn't help me at all and i went with a local bank.

it probably would have been fine if i had a checking account though...
Mar 1 2013 7:43AM
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