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PartyBullshiit
March, 2024

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Attention to all iPhone & Smartphone users

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Sean...M
Posts: 2450 - Karma: 14
Alright so I got the iPhone 4 for Christmas. I asked my parents if they could insure it through homeowners insurance and they were able to insure the entire thing. I lost my phone the last day of school and we put in a claim. My insurance company was able to get me a new phone and i only had to pay a $50 deductable. Oh, and the insurance was $5-10 a year or something like that

Long story short, get homeowners insurance on your nice phones/laptops asap! Oh, and MobileMe for iPhone users
May 26 2011 12:51AM
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Radio
Posts: 946 - Karma: 12
i didnt know you could do that  but that is a great idea
May 26 2011 12:54AM
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plorr
Posts: 3131 - Karma: 529
That is a great idea. I think its $7 a month extra for insurance on my Android phone with Sprint, and its a $100 deductible if I need it replaced and it isn't covered under warranty.
May 26 2011 1:05AM
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eheath
Posts: 61097 - Karma: 118,217
Yeah, i have insurance with verizon, its 6 bucks a month and its 90 bucks to replace.
May 26 2011 1:07AM
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Eric.
Posts: 703 - Karma: 860
Wait your school is over? I still have another month :(
May 26 2011 1:12AM
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Sean...M
Posts: 2450 - Karma: 14
college bro. but yeah check with homeowners insurance before your phone company $5-10 a year beats $5-10 a month

May 26 2011 2:21AM
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Parrish
Posts: 8695 - Karma: 1,007
im in high school and I graduated yesterday
May 26 2011 2:26AM
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I.B
Posts: 8137 - Karma: 24,354
can i do with a cat?
May 26 2011 2:49AM
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GayWolf420
Posts: 36673 - Karma: 110,519
lol?
May 26 2011 3:25AM
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Rajna
Posts: 3824 - Karma: 90
mobileme saves my ass weekly
May 26 2011 4:49AM
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BryantPhoto
Posts: 1574 - Karma: 891

Anything I own of value I have insured under homeowners insurance. Cameras, computers, etc... Just make sure you get a police report if anything is stolen, otherwise they wont GAF.

May 26 2011 10:23AM
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1337
Posts: 31038 - Karma: 29,003
do you know if they insure gear that you buy used?
May 26 2011 10:25AM
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theBearJew
Posts: 10951 - Karma: 15,633
Congrats

And that is a good idea, Didnt know u could insure a phone without the crappy cell phone insurance.

I broke down the numbers for a representative, mine was $7/mo or $50 to service center for them to look at it and fix it. So if u can last 7 months without a problem on ur phone it doesnt make sense. Never buy cell phone insurance trough your provider.
May 26 2011 10:32AM
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alexat955
Posts: 2732 - Karma: 112
I tried to insure my phone but apparently they don't do it anymore. Which is kinda stupid since both of my parents have it but whatever
May 26 2011 10:56AM
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BryantPhoto
Posts: 1574 - Karma: 891

I believe it depends on the vendor. If purchased from a reputable site like BH or adorama, they will honor as they are a licensed. I'm guessing that buying from ebay etc will not bode the same as they are not able to trust the seller for the quality in it's product.

May 26 2011 11:17AM
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BenWhit
Posts: 4654 - Karma: 3,256
i'm prettu sure i pay $15 a month for apple care of whatever BestBuy Mobile gave me. fuck that.
May 26 2011 11:19AM
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1337
Posts: 31038 - Karma: 29,003
yea, I guess I'm out of luck
May 26 2011 11:27AM
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T.DUB
Posts: 343 - Karma: 36
and they got you a new iphone right cus they have to give you equal value? or just the money for a new phone?
May 26 2011 11:49AM
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