I was wondering if anyone had an advice with the epic local. On my first day of skiing/ first run, my front binding broke off my ski and I broke my back and femur. I have been trying to get vail to refund/let me use the pass for next season with little luck but I didn't have the insurance. Any advice?
Mar 18 2015 8:23PM
Mar 18 2015 8:33PM
pussyfooterIsn't the insurance like $30? I don't understand why people don't buy it haha
I don't buy it because of the fact they prorate the days used. As a college student I pay about $400 for my pass, that means when lift tickets are over $100 a day. 3-4 days skied and the pass insurance does nothing for me. I get nothing back. So I accept the responsibility that if I get hurt that bad over my first few days I'm out that money. But I'd rather spend it on gas, food and beers on the patio at A basin the first few days I'm out there.
Mar 18 2015 8:38PM
caustinI don't buy it because of the fact they prorate the days used. As a college student I pay about $400 for my pass, that means when lift tickets are over $100 a day. 3-4 days skied and the pass insurance does nothing for me. I get nothing back. So I accept the responsibility that if I get hurt that bad over my first few days I'm out that money. But I'd rather spend it on gas, food and beers on the patio at A basin the first few days I'm out there.
500 for the college pass, 530 this year. and im less concerned about the first few days of the season, but more hurting myself during the summer and not being able to ski that winter
Mar 18 2015 9:16PM
caustinI don't buy it because of the fact they prorate the days used. As a college student I pay about $400 for my pass, that means when lift tickets are over $100 a day. 3-4 days skied and the pass insurance does nothing for me. I get nothing back. So I accept the responsibility that if I get hurt that bad over my first few days I'm out that money. But I'd rather spend it on gas, food and beers on the patio at A basin the first few days I'm out there.
Uhh i don't think thats how it works at all. They do season pass price / days in the season = x per day. Like if you paid 400 bucks and it was feb 1 thats like 1/2 way through the season so you'd get 200 back. I'm like 90% sure thats how it works.
Mar 18 2015 9:18PM
pussyfooterUhh i don't think thats how it works at all. They do season pass price / days in the season = x per day. Like if you paid 400 bucks and it was feb 1 thats like 1/2 way through the season so you'd get 200 back. I'm like 90% sure thats how it works.
nah he was right. if you ski two days before you hurt yourself, you get the price of the season pass back minus the cost of day tickets for those days
Mar 18 2015 9:27PM
Blake.Pnah he was right. if you ski two days before you hurt yourself, you get the price of the season pass back minus the cost of day tickets for those days
Hmm I had a friend buy the insurance and he told me it was like how I said it, maybe he was wrong, that'd be so dumb if the pass insurance was based on day tickets.
Mar 18 2015 10:08PM
Blake.P500 for the college pass, 530 this year. and im less concerned about the first few days of the season, but more hurting myself during the summer and not being able to ski that winter
I do the summit value, which was $400, since I also do the buy one get one for copper/winter park. And I get what you're saying about summer, I just tend to be a little more laid back in the summer. Mostly trail running and hiking. Historically I've hurt myself either skiing or playing hockey. So I'm less worried about that.
If you are worried about risks through the summer than the $20 insurance isn't a bad deal. I'm not trying to say that the insurance is a scam, because I don't think it is. Just for me I'm not worried enough about the risk in the summer to not let me ski at all come late season. A basin is typically open for about 8 months, and that's a hell of injury to keep me off of skis for that long.
Mar 18 2015 10:31PM
pussyfooterHmm I had a friend buy the insurance and he told me it was like how I said it, maybe he was wrong, that'd be so dumb if the pass insurance was based on day tickets.
i was curious and just checked, it said it is the value minus a daily usage fee. it might not be the full day ticket value (but knowing vail resorts it is)
caustinIf you are worried about risks through the summer than the $20 insurance isn't a bad deal. I'm not trying to say that the insurance is a scam, because I don't think it is. Just for me I'm not worried enough about the risk in the summer to not let me ski at all come late season. A basin is typically open for about 8 months, and that's a hell of injury to keep me off of skis for that long.
historically summer is when i deal with injuries from skiing (one year it was knee reconstruction, the next it was a dislocated shoulder which there was a chance of needing surgery for). its an easy 20 investment that could save me some decent money if it comes to it
Mar 19 2015 10:10AM
Mar 19 2015 10:31PM
pussyfooterHmm I had a friend buy the insurance and he told me it was like how I said it, maybe he was wrong, that'd be so dumb if the pass insurance was based on day tickets.
You are partially right. The days are prorated, but not full day pass prices. Every day you use the pass there is a "daily usage fee", but I am not sure what it is. So if you missed 50% of the season you definitely do not get 50% back.
From the snow.com website about insurance:
If You Accept:
Pre-Season Pass Cancellations: For incidents that occur prior to the start of the ski season, Acceptance Indemnity will reimburse the full cost of your season pass if you're unable to use it for the entire season, due to a covered reason. *
Season Interruption Reimbursements (pro-rated): For incidents that occur after the ski season begins, we will reimburse the cost of the pass minus a daily usage fee for every day used up to the face value of the season pass if you are no longer able to use the season pass due to a covered reason. Subject to the terms and conditions of the policy, covered reasons include sickness, injury, job transfer, complications of pregnancy, normal pregnancy or childbirth, military deployment, employer termination or layoff, death of a family member and primary residence becomes uninhabitable.*
If You Decline:
Refund Ineligible: If you do not accept pass insurance, you will not be eligible for a refund of any kind and understand that passes are non-transferable nor for re-sale.