Picked this new offering from Saga up this fall in hopes of staying warm during the expected brutal Midwest winter.
I can say with confidence that it did the job with ease. Quilted insulation, with extra insulation in various areas, kept me nice and toasty.
The 10k/10k did it's job as well during one of our Midwest "pow" days keeping me dry as I ripped trees and tumbled a few times. The fabric is very tough and would not rip easily even if brushing up against tree branches or the occasional rock.
At $199.99 retail, this jacket is a steal for someone looking for a steezy outerwear piece that will keep you warm and dry.