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The Finn Jacket features a quilted, insulated liner, and a DWR coating to repel water. Its a pretty versatile jacket - great for wearing around town or on the hill. It definitely wasn't built for waist deep pow days considering it has very few technical features. But if you throw on a hoodie and a proper base layer it can hold its own in the cold. Our intention in designing it was to create a piece perfect for the milder conditions of spring & summer. I've gotten away with wearing mine mid winter and do so often, but I wouldn't recommended using this jacket for a powder day unless its your midlayer.
Hope that helps