DludVolvo xc 70 wagon, the transmission is fucked
I swear every XC70 on the road has a messed up transmission. It's sad because they're dope cars otherwise.
I'd say something on the VW B5 platform with awd (I own one) Audi A4q, S4, Vw Passat 4motion. The "unreliability" is greatly overstated but that works to buyer's advantage because you can get them super cheap.
IMO Subarus get way too rusty way too fast, habitually burn oil and blow head gaskets, and are exorbitantly expensive on the used market in ski towns.
Source: Either owned or worked on all of these a lot.