It depends on the price of your gear. I had a t2i and lens kit stolen when I was traveling and it was covered by my parents home owners insurance because they claimed it on the policy. if your gear is on the more expensive side you can get a policy that just covers your camera equipment. I use this company when I rent equipment for freelance shoots.
I would just google camera insurance and see what works best for the gear you have.
you'll have to pay a deductible of 500 to 1000 if something does happen to it so keep that in mind