So thursday the east was finally getting some snow so i decided to head up north for a day or skiing. On the way up while traveling on a two lane divided highway in white out conditions a teenage girl in a ford taurus decided it was a great idea to pass me while there is 4in of snow on the ground. Well she sucks at driving and spins a 360 in front of me and I attempted to stop but she was blocking the whole road and i could avoid her. I ended up hitting her at about 20 mph in the right rear of her car.
Im wondering if anyone knows what the chances are that insurance will cover it it was impossible for me to avoid hitting her no matter what i did.
Im gonna add a picture to help explain the situation in a few