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Risky assets (100%)
S&P 500 Index (SPY): 20%
MSCI EAFE Index (EFA): 15%
MSCI Emerging Market Index (EEM): 15%
IBOXX High Yield Bond Index (HYG): 10%
J.P Morgan Emerging Market Bond Index (EMB): 10%
Dow Jones UBS Commodity Index (DJP): 10%
Gold Index (GLD): 10%
Dow Jones US REIT (IYR): 10%
Barclays US Aggregate Bond Index (AGG): 0%
US 3-month Treasury Bill: 0%.