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Car Accident

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skifree179
Posts: 769 - Karma: 17
Got rear ended by a wrangler with a custom bumper that prevents rollovers and improves winchibality and messed my jeep up pretty bad. Turns out that he had no insurance during the wreck. My insurance covers everything but what will happen to him?
Oct 11 2010 5:23PM
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Bobbum~Man
Posts: 228 - Karma: 10
I believe that he becomes your personal slave until his debt is paid.
Oct 11 2010 5:24PM
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Slinger1x1
Posts: 8853 - Karma: 65
this was a jeep on jeep collision?

well he HAS to have liability insurance (liability, right?) in case he kills anyone or anything. but you aren't required to have collision insurance. if he doesnt have collision, then i guess he will pay out of pocket for what he did to your car?
Oct 11 2010 5:25PM
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skifree179
Posts: 769 - Karma: 17
That would be useful
Oct 11 2010 5:25PM
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Bobbum~Man
Posts: 228 - Karma: 10
i could just be thinking of that Seinfeld episode tho, you may want to call an attorney to make sure.

Sorry to hear about your jeep tho, that always sucks.
Oct 11 2010 5:27PM
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skifree179
Posts: 769 - Karma: 17
Thats what i like to hear
Oct 11 2010 9:03PM
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Static
Posts: 8491 - Karma: 4,055
he will be sent back to Mexico
Oct 11 2010 9:08PM
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cornholio
Posts: 3952 - Karma: 3,057
pretty sure he's not from mexico if he drives a wrangler with a custom bumper that prevents rollovers and improves winchibality. if OP had said he drives a honda with a custom bumper that prevents rollovers and improves winchibality, you might have a valid point
Oct 11 2010 9:45PM
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Static
Posts: 8491 - Karma: 4,055
stolen jeep, hombre
Oct 11 2010 9:47PM
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Style+eeze
Posts: 6901 - Karma: 551
Such a win
Oct 11 2010 9:50PM
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fdsa
Posts: 686 - Karma: 19
Yes driving w/o liability is illegal. Hopefully you have uninsured motorist coverage.

Hopefully he is just lazy and/or cheap, as opposed to broke. Sounds like this might have been an off road vehicle he was driving?

If he is broke and cannot afford to pay you, then use your uninsured motorist coverage as a last resort.

Any kind of claim you make on your insurance will drive it up, even when it's not your fault.

Do everything you can to make him pay for it.
Oct 12 2010 2:53AM
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JacheOReally
Posts: 3597 - Karma: 253
You should be good man.

On another note, yesterday I got rear ended by some chick, I was stopped she was going 35 - 40, I have a 98 cherokee, she slammed into be, I was like "my car is fucked" I look, 0 damage, it was crazy, she wasn't so lucky haha everyone was alright though
Oct 12 2010 3:00AM
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cornholio
Posts: 3952 - Karma: 3,057
ok well that's plausible
Oct 12 2010 5:54AM
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skifree179
Posts: 769 - Karma: 17
Anyone interested in some pics
Oct 12 2010 6:58AM
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Ski_the_east01
Posts: 5203 - Karma: 2,304
Thats sad...

OP was yours an xj or wrangler?
Oct 12 2010 9:05AM
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Bukkakeskitrip
Posts: 5677 - Karma: 95
yes
Oct 12 2010 9:07AM
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Msully
Posts: 575 - Karma: 21
if he has no insurance on the vehicle, he will get his license suspended aswell as fines atleast here in ny
Oct 12 2010 9:11AM
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PowSkierCO
Posts: 760 - Karma: 11
I see your in Colorado. These other posts have been incorrect. If the person still has a loan on the Jeep, HE HAS TO HAVE COLLISION INSURANCE also..or the lender will add that to his loan amount and purchase the insurance for him. Bottom line is if you do have full coverage you are fine, you will just make a claim and it will be fixed. Your insurance agency will go after the person that hit you in, in court.
Oct 12 2010 10:19AM
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skifree179
Posts: 769 - Karma: 17
I am not in Colorado and im in school so ill get pics when i get home
Oct 12 2010 12:26PM
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I_Am_Mod
Posts: 13214 - Karma: 3,753
Jeep on Jeep collisions should be settled by both owners/drivers over a fresh beer @ the local bar ....
Oct 12 2010 12:30PM
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Ski_the_east01
Posts: 5203 - Karma: 2,304
best piece of advice I think I've ever heard on NS
Oct 12 2010 12:32PM
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PaleCelery
Posts: 7228 - Karma: 608
Fuck him in the ass until he pays you millions of dollars
Oct 12 2010 12:43PM
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ECB
Posts: 6991 - Karma: 618
and don't stop
Oct 12 2010 12:46PM
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Pee_and_Ski
Posts: 1869 - Karma: 57
what state did this take place in cause if in nh have fun trying to get money out of the guy he could drag his feet and youll never see a dime,
Oct 12 2010 1:52PM
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lineskier10
Posts: 11339 - Karma: 796
dont listen to anything that has been said in this thread it is all people talking completely out of their asses
Oct 12 2010 1:55PM
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DANETRON
Posts: 6671 - Karma: 137
explain what that means/how a bumper prevents rollover? You mean exo cage?
Oct 12 2010 6:56PM
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Tinga
Posts: 11349 - Karma: 2,333
well i'm no insurance agent so i really can't tell you anything solid especially without knowing what state you live in and what you mean by he has no insurance.

my speculations. if it is indeed an off road vehicle he could only be insured for trail use which is a problem for him since it is not legal for him to drive on public highways. i dont know why anyone would have collision insurance on an off road vehicle. no smart insurance company would insure an off road vehicle.
Oct 12 2010 7:08PM
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