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It takes about 2 hours to get to Keystone from Ft Collins. You can go to CSU and still ski a decent bit, you just have to work harder for it.. I take 16 credits and still manage to shred at least 3-4 days a week, which really isn't too bad. As long as you have places in Summit County to crash on the weekends you're golden. However, if you're looking for an affordable school with a bigger ski scene, look at University of Utah.
Loveland the town and Loveland Basin Ski Area are two different places