if you're really that bothered, make sure your jacket has a pass holder when buying it. some have squares for your pass with a clear sheet of plastic over top so it can always be showing and never have to be put away.
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get 3 of those metal chain pass holders, cut them, so they are about 6 inches long. put all of them on the pass, and have them all connected to a carabeener, then connect the carabeener to your pant belt loop.
there you go, now you can easily remove your pass, and not worry about it falling off. i have gone 2 seasons with this, and it works great.
It's not easy being white, It's not easy being brown,
It's not easy being bright, It's not easy having kids all over town.