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Travel insurance

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freestyler540
Posts: 13044 - Karma: 18,270
I am planning a trip to Arizona for DH biking and rock climbing. To prevent horribly expensive health care in case of an accident, I am thinking on getting travel insurance. I was wondering if you guys know about the best coverages for these types of injuries? I know most insurances dont cover extreme sports injuries.

Also, if anyone lives near Flagstaff, give me a heads up!
Oct 27 2010 1:48AM
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Schlop
Posts: 3640 - Karma: 24
My dad saved about 1.5 million because he bought travel insurance on a ski trip a few years ago.

do it.
Oct 27 2010 2:04AM
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dex.
Posts: 2973 - Karma: 62
i have a special travel insurance that will suite your needs. just pm me your ssn and credit card number and ill hook ya up
Oct 27 2010 2:08AM
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Travapple.
Posts: 6787 - Karma: 88
legit.
Oct 27 2010 2:09AM
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Static
Posts: 8484 - Karma: 4,033
damn, 1.5 mill. did he mow down a ski school line or something?
Oct 27 2010 2:34AM
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Bungholio
Posts: 973 - Karma: 5
i just got life insurance today!

/claim
Oct 27 2010 2:36AM
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Schlop
Posts: 3640 - Karma: 24
he fucked up, and shattered his knee and the closest parts of every other bone in his leg.
Six surgeries and weeks in the hospital in the U.S. before they thought he was stable enough to come home, and they flew him home in a medivac (med-evac?) jet. Seven more surgeries, thirteen plates and screws and three years later he can't even jog, let alone ski ever again
Oct 27 2010 2:38AM
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Style+eeze
Posts: 6901 - Karma: 551
Oh my god. What was the accident??
Oct 27 2010 2:44AM
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Schlop
Posts: 3640 - Karma: 24
They were on the last run on the last day of the trip in Jackson Hole, and he managed to catch his outside edge on the uphill slope (stupid mistake for such a bad accident). Because they were just on a cat track, he wasn't going nearly fast enough for his bindings to release and he got thrown around pretty hard.

After two weeks of heavy heavy cat skiing, it sucks that in the last twenty minutes on the easiest terrain is where he fucked up.
Oct 27 2010 2:48AM
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Style+eeze
Posts: 6901 - Karma: 551
Yeah dude. That blows. Positive vibes to him.
Oct 27 2010 2:51AM
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skeedle
Posts: 6156 - Karma: 628
i think in a situation like that you are better off getting it, because seriously. what if you hurt your self badly. medical costs aren't cheap. plus travel insurance isn't all that much and then you have the benefit of "just in case"
Oct 27 2010 3:31AM
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toominator
Posts: 4792 - Karma: 120
definitely get it. the cost of buying insurance is insignificant compared to the costs if anything were to go wrong

I know in NZ there are some policies that will cover 'extreme' sports such as skiing and mountain biking - most policies generally don't cover them. Probably the best thing to do would be to talk to a travel agent or an insurance company and see if they can point you in the right direction
Oct 27 2010 4:58AM
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Mike-O
Posts: 14593 - Karma: 1,089
That's crazy. I feel sorry for him.

I just don't quite understand the accident. Isn't a cat track like an almost flat area connecting two slopes? Or am I thinking of something else?
Oct 27 2010 5:18AM
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bakedpow
Posts: 8770 - Karma: 10,462
I have a type of insurance where if i get hurt they give me a fairly large sum of money not for medical bills just for compensation i think. I broke my collar bone and got 1000 dollars in cash money. I totally savaged my hamstring and could not even walk on it and got 400 bucks. Back the original thread ya i would suggest travelers insurance it can save you some large sums of money.
Oct 27 2010 8:11AM
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jibnut
Posts: 3038 - Karma: 304
Do it. I signed up for Windells then ended up busting my shoulder and my doctor said she would never see me again if I went, haha. We had got insurance, and we got all the money back. I would rather loose $115 bucks rather than around $2,000
Oct 27 2010 8:15AM
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steezeeepolizeee
Posts: 8756 - Karma: 796
I just got covered when I went to jap for 5 month with my provincial coverage that was like 250 bucks. I ended up having an appendicitis and if i hadn't had coverage i would be 13,000 in debt right now haha. So don't know where you should get it but you and everyone said defs worth buying it.
Oct 27 2010 8:34AM
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freestyler540
Posts: 13044 - Karma: 18,270
It will be a good idea to get insured, thanks for the suggestions. Now for the harder question, what company provides the best coverage/price for a Canadian (Quebec) resident? It is still for extreme sports coverage I need.
Oct 27 2010 12:29PM
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Tripplesixty
Posts: 835 - Karma: 148
Whats your current health care plan look like?
Oct 27 2010 12:35PM
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freestyler540
Posts: 13044 - Karma: 18,270
The Quebec public insurance plan. It provides free care within Canada. But, they dont cover in the US...I dont think
Oct 28 2010 7:22PM
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Trollolo
Posts: 793 - Karma: 16

In response to no0bs, he's probably from Canada so he doesn't have current health coverage, so it doesnt "look" like anything.

And yea buying insurance SUCKS. America = Fail. I usually just go get it from my bank. I bank with TD. I've never been for more than a week so its usually $20-35. Hope that helps. Btw if your mom or dad has a good job you might already be covered, or a sick credit card, so check that out first.

Oct 28 2010 7:26PM
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Tripplesixty
Posts: 835 - Karma: 148
my bad didnt realize it was cananda.... yeah man they prolly dont cover cair in US.. might want to jump on the travel insurance
Oct 28 2010 7:36PM
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Frza
Posts: 438 - Karma: 10
www.travelguard.com

If you want a better rate then what you see there let me know via PM.
Oct 28 2010 7:51PM
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freestyler540
Posts: 13044 - Karma: 18,270
Thanks for the help, but Im 23 and I dont live with my parents.
Oct 29 2010 6:51AM
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freestyler540
Posts: 13044 - Karma: 18,270
No coverage for Quebec residents
Oct 29 2010 7:04AM
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