I'm sure a large majority of the kids on here are covered under their parents health insurance. Health insurance is definitely a good thing to have though, if you get hurt and aren't covered, that shit will pile up real quick.
After I was off my parents plan, that's the first thing I got. Fuck having to pay for injuries or have that shit on my mind EVER.
I've had broken femur, blown knee and some other shit and if I had to pay out of pocket for all my damage it would easily be over $150k. Fuck that.