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yup, but why have the money when your old and cant do anything with it, thats why we spend it.
but basically if she put that 80K into a high interest bank account (3%) and sat on it for 5 years she'd make around 97K. if she sat on it for 50 yrs like some dude said above she might not make 1M but she'll make well over 200,000.
but the smarter thing to do would be invest it in a company but with how the economy is doing right now i don't know if that would be the right thing to do, maybe in a couple years.